Hi everybody, this is Elia with Martin and Associates Insurance. Today, I'm going to talk about how you can apply to get your Part B and Part D income-related monthly adjustment amount reduced. Medicare looks at your gross adjusted income from two years ago and if you were a higher-income earner, they will charge you more for Part B and Part D. This is called IRMAA (Income-Related Monthly Adjustment Amount). If you've had a life-changing event such as stopping work, a reduction in work hours, or losing a spouse, you may qualify for a lower amount you have to pay for Part B and Part D. To apply, you will need to complete a form from the Social Security Administration. Fill out all the information and send it to them. They will decide if you qualify for the reduced amount. I received an email from a client who was making a higher income and getting charged more for Part B and Part D. I provided her with the forms, but she had to complete the process on her own since we can't get involved with the Social Security Administration. She sent out all the required forms and recently emailed me back, saying she was approved for the lowest amount. In 2017, it is $134 for Part B and no extra income-related adjustment amount for Part D. She used to pay more than $200-$300 a month for Part B, but now she only pays $134. The Social Security Administration will also refund her for the extra premiums she paid since she stopped working in May. This is how you can apply and see if you qualify to get your Part B and Part D income-related adjustment amount reduced to the standard rate. You can potentially get it reduced to as low...
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Cms l457 Form: What You Should Know
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